In most circumstances, this is your only chance to make changes to your Medicare plan until this time next year. So take a moment to gather this year’s medical bills, consider current and consider whether your current plan offers the right coverage for you.
If you’re happy with your current Medicare plan, just watch your mail for any notices about potential changes. You might also want to call them, just to be sure. If your plan is set to stay the same, and you like it, you don’t have to do anything at all during this time. You will be automatically re-enrolled for the next year.
On the other hand services to suit your needs. In that case you might want to explore your options.
Medicare Part A covers hospitalization, while Part B covers routine care and in-office appointments. However, many Medicare beneficiaries feel that a Part D plan, for prescription drug coverage, is necessary or at least helpful. You might also wish to consider optional supplemental plans for uncovered services like vision or dental treatments.
Or, rather than piece together your coverage this way, you might feel that a Medicare Part C, or Medicare Advantage Plan, is a more comprehensive fit for your needs. These plans, offered by private insurance companies as an alternative to original Medicare, vary in their types and levels of coverage. Some of them encompass Part D prescription coverage, as well as vision or dental services.
For more information on Medicare Advantage plans, give us a call. We can help you compare your options, and you want to give yourself plenty of time to make a decision.