Fires are one of the leading causes of property loss and homeowners insurance claims. While some fires are caused by acts of nature, you would probably be surprised to know that an alarming number of them are caused by one simple item most of us keep in our households.
The National Fire Protection Agency conducted a four-year study, from 2007 to 2011, and uncovered the following alarming statistics:
- Each year, candles caused an average of 10,630 fires.
- The property damage from these fires amounted to $418 million.
- The casualties were worse: 115 people died and 903 people were injured as a result of these fires.
Candles can flicker or blow sideways.
When burning pillar candle melts faster than you had expected, there is less chance of the flame igniting the table below it.
Never leave candlelit dinners that end in disaster!
Keep a fire extinguisher in your home, and make sure you know how to use it before you need it in an emergency.
Remember to check your smoke detectors on a regular basis.
While fires due to burning incense are rare, treat lit incense sticks just as you would treat a candle. There is still a chance a smoldering incense stick can ignite tablecloths or other objects underneath it.
If you use candles if you need to get up in the middle of the night.
Follow these simple safety tips, and you can protect your family while preventing serious damage to your home. And one final reminder: Remember to review your homeowners insurance policy regularly, to be sure it still reflects your coverage needs.