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Do You Need Employment Practices Liability Insurance?

Customer in coffee shopAs a business owner, the thought of an employee suing you is probably a bit offensive. After all, you strive to treat your workers well, and being sued doesn’t always mean you were a bad boss. Sometimes a lawsuit may have more to do with another employee or even an accident in the workplace, than it does with you.

Three out of five employers will actually be sued by an employee at some point. Statistically speaking, you’re more likely to be sued by a prospective, current, or past employee than you are to experience a fire at your company. When you look at it that way, it’s easy to see why Employment Practices Liability Insurance (EPLI) is an absolute necessity for any business owner.

Workplace-related lawsuits are becoming more common, and it seems anyone can sue for just about anything these days. EPLI will protect your business from lawsuits pertaining to:

  • Discrimination
  • Sexual Harassment
  • Wrongful Termination
  • Breach of Employment Contract
  • Negligent Evaluation
  • Failure to Employ or Promote
  • Wrongful Discipline
  • Deprivation of Career Opportunity
  • Wrongful Infliction of Emotional Distress
  • Mismanagement of Employee Benefits

Of course, providing a safe and they are often at the root of employment-related lawsuits.

EPLI does not come stand help you select an employment practices liability insurance policy that suits your business needs.