Personal Life Insurance. We tend to think of life insurance as protection for our family in case of our death, but life insurance is important for your business as well. In the event of your death, life insurance can protect your business, which benefits both your family and your employees.
Property Insurance. Whether you own or lease your business space, you need property insurance to cover all equipment and so on.
General Liability Insurance. Even the most careful business owners will experience an accident of some type on their property, or due to their products or services, sooner or later. Liability insurance will provide legal defense and/or a settlement in the event of bodily injury or damage to a third party.
Homeowners and auto insurance coverage to be sure your insurance policies meet your needs.
Commercial Auto Insurance. Protect any business-owned vehicles with commercial auto insurance. If your company does not own vehicles, but employees do use their personal vehicles for business-related travel, you should still carry non-owned auto liability insurance. Otherwise you could still be held liable for any accidents that occur when an employee is out on company business.
Personal Umbrella Insurance. This type of insurance will extend the value of any insurance policies you already own. Umbrella insurance is usually sold in increments of 1 million dollars, and will kick in when liability coverage on other policies is not enough to cover damages. Consider a personal umbrella insurance policy to protect your assets in the event of a major claim against your other insurance policies.