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4 Surprising Health Insurance Benefits

insurance conceptChances are, your health insurance plan covers more than just doctor visits, hospital stays, and prescription medications. Some of these benefits keep you healthier in the long run, but many people don’t know about them. The following four benefits may be offered by your health insurance provider, so ask about them before paying cash for these services.

Mental health coverage. For some reason, many people don’t think of mental health as something their health insurance provider will cover. But in many cases, you can see a marriage counselor, talk to an individual therapist, or attend group therapy with only a small co-pay. You may also need resources to help you overcome addiction. Check into these resources, as they keep you healthier overall.

Help with weight loss. Obesity is often referred to as a national epidemic, because so many diseases are linked to being overweight. Your health insurance plan may cover the cost of a weight-loss membership, a health club, counseling, nutrition services, and more.

Complementary and herbal medicine, have been proven to be beneficial to many medical conditions. You may be able to get reimbursed for these treatments, or your insurance company may have at least negotiated a discount with some area providers.

Disease management. This is a hot buzzword in the medical field these days, and medications. For example, a diabetic may need nutrition counseling or program to teach them how to monitor their blood sugar. If you think you could benefit from a disease management program, ask your health insurance provider about coverage for services.